Legal
Everything legal in one place: the Terms of Use, the Privacy Policy, the disclosures below, and how to delete your data.
Disclosures
Self-help software
ZungiDill is self-help software made by Numerita LLC. It is not a credit repair organization, a credit counseling service or a law firm, and it does not give legal, financial or credit advice. It does not contact credit bureaus, creditors, collectors or agencies for you and never sends anything on your behalf. You decide what to dispute, and you send your own letters.
Your rights
You can dispute inaccurate or incomplete information directly with the credit bureaus and the companies that report it, for free, without this app. Free reports are at AnnualCreditReport.com, and credit freezes are free. No one can lawfully remove accurate, current information from a credit report.
No guarantee
The credit bureaus and reporting companies decide every dispute. ZungiDill cannot promise corrections, removals or score changes.
Your own report only
ZungiDill is for your own credit report. A report in another person's name is not accepted.
Laws the app uses
Letters and checks are based on the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, Regulation V and the FTC's sample dispute letters. Laws and bureau procedures can change, and the app does not replace advice from a lawyer.
Affiliate disclosure
The app links to SmartCredit, an optional credit monitoring service run by a separate company with its own prices and terms. Numerita LLC may earn a commission if you join through the link. You pay nothing extra, SmartCredit is not part of ZungiDill Monthly, nothing you enter in ZungiDill is shared with it, and you never need it to use ZungiDill.
Example content
Screenshots on this website and in the app stores use a made-up credit report. The names, accounts and addresses are not real.
Trademarks
Google Play, Apple, iPhone, App Store, Equifax, Experian and TransUnion are trademarks of their owners. ZungiDill is not affiliated with or endorsed by any of them.
Delete your data
- ZungiDill has no accounts. Everything you enter stays on your phone.
- To erase it, open the More tab and tap Erase everything, or delete the app.
- For the iPhone launch list or emails you sent us, write to hola.numerita@gmail.com from the address you used. We delete it within 30 days.
- Purchase records are kept by Google Play or the App Store under their own policies.
Contact
Numerita LLC, Sheridan, Wyoming
Email hola.numerita@gmail.com
Phone (682) 247-7649